The Money Tree (Pachira aquatica) is one of the most popular houseplants, known for its distinctive braided trunk and lush green leaves. Believed to bring good fortune and prosperity, this tropical plant has deep roots in Feng Shui practices. But beyond its symbolism, the money tree is a low-maintenance indoor plant that thrives with the right care.
Imagine having a symbol of luck, prosperity, and positive energy right in your home. While a Money Tree (Pachira aquatica) won’t make you an overnight millionaire, it will certainly add natural beauty, charm, and a touch of mystique to your space.
This fascinating plant has a rich history, legendary origins, and a reputation for attracting good fortune—making it one of the most sought-after gifts for executives, entrepreneurs, and new homeowners.
Here are five captivating facts about the Money Tree that you can share the next time guests admire your indoor jungle!
1. The Money Tree is a Symbol of Luck & Prosperity
The Money Tree is more than just a pretty plant—it’s believed to attract wealth, success, and good fortune. No wonder it’s a go-to gift for business owners, executives, and housewarming celebrations! Many people place it in their office, home, or workspace to invite abundance into their lives.
📌 Tip: Start the new year on a lucky note by adding a Money Tree to your space!
2. A Man’s Prayer for Wealth Led to Its Name
According to legend, a humble man once prayed for financial success—and soon after, he stumbled upon a unique tree in his field. Inspired by its resilience, he propagated multiple trees from the original one and built his fortune selling them.
He believed the tree was the reason behind his newfound wealth, and thus, the “Money Tree” was born!
3. The Money Tree Radiates Positive Energy
In Feng Shui, the Money Tree is a powerful magnet for good energy (chi). It’s said to enhance prosperity, bring balance, and clear negative vibes from your space.
🌿 Want to maximize the benefits? Place your Money Tree in the “wealth corner” of your home—the southeast area, according to Feng Shui principles.
4. Money Trees Can Grow Taller Than You Think
Though commonly kept small and stylish in pots, a Money Tree can reach up to 7 feet indoors! But here’s the real shocker: when grown outdoors, these trees can soar to an impressive 30 feet!
💡 Fun Fact: The Money Tree is actually a combination of multiple trees braided together—a practice believed to “lock in” good fortune within its intertwined trunks.
5. Seven Leaves? That’s a Jackpot of Good Luck!
Most Money Tree stems have five or six leaves, but if you ever spot one with seven leaves—consider yourself incredibly lucky! 🌟
Legend has it that a seven-leaf Money Tree brings EXTRA fortune and success. Some even say it’s the plant version of finding a four-leaf clover—so if you discover one, it might be time to buy a lottery ticket! 🎟️
Best Growing Conditions for a Money Tree
1. Light Requirements
Money trees thrive in bright to medium indirect sunlight for at least 6 hours a day. Place it near a south- or east-facing window, but avoid direct sunlight, as it can scorch the leaves. If your space has low light, a grow light can help maintain healthy growth.
Signs of incorrect lighting:
Too much sun? Leaves may turn yellow or brown.
Too little sun? The plant may become leggy (long stems with fewer leaves).
2. Ideal Soil Mix
Money trees prefer well-draining potting soil. A peat-moss-based mix is ideal because it maintains slight acidity (pH 6.0 – 7.5). Adding perlite or sand improves drainage.
3. Watering Schedule
Water when the top inch of soil feels dry.
Use a pot with drainage holes to prevent root rot.
Reduce watering in fall and winter when growth slows.
Signs of incorrect watering:
Overwatering: Soft, mushy stems and yellow leaves.
Underwatering: Dry, curling leaves and stunted growth.
4. Temperature & Humidity
Best temperature range: 65°F – 75°F (18°C – 24°C)
Avoid placing near cold drafts or heaters
Boost humidity using a pebble tray, misting, or a humidifier
Fertilizing & Pruning Tips
5. How to Fertilize a Money Tree
During the growing season (spring & summer), feed your plant once a month using a balanced liquid fertilizer diluted to half strength. In fall and winter, reduce feeding to every two months.
6. Pruning for Shape & Health
Pruning helps maintain a compact size and encourages bushier growth.
Trim leggy stems to promote fuller foliage.
Remove yellow or damaged leaves regularly.
Why & How to Braid a Money Tree
Braiding is done when the stems are young and flexible. It is thought to trap positive energy (chi) in Feng Shui, making the plant a symbol of prosperity.
Steps to Braid a Money Tree:
Select three to five stems and gently remove some lower leaves.
Loosely braid the stems, keeping them flexible.
Secure the braid with soft garden tape at the top.
Repot and support the braid with a stake if needed.
Tip: Avoid braiding too tightly—it can damage the stems as they grow!
How to Propagate a Money Tree
Want more money trees? The easiest way to propagate them is through stem cuttings:
Take a 4-inch cutting from a healthy stem with at least two nodes.
Remove lower leaves and place the cutting in water or moist soil.
Once roots develop, transfer it to a pot with well-draining soil.
Common Problems & How to Fix Them
Yellowing Leaves
Cause: Overwatering
Solution: Let the soil dry before watering again.
Brown Leaf Tips
Cause: Low humidity
Solution: Mist the leaves regularly or use a humidifier.
Leggy Growth
Cause: Low light
Solution: Move the plant to a brighter spot or use grow lights.
Soft, Mushy Trunk
Cause: Root rot from overwatering
Solution: Repot the plant in dry, fresh soil with proper drainage.
Can a Money Tree Be Grown Outdoors?
Yes! If summer night temperatures stay above 50°F (10°C), you can move your plant outside for fresh air. Slowly acclimate it by placing it in shaded areas before exposing it to more sunlight.
Bring it indoors when temperatures drop!
Is the Money Tree Safe for Pets?
Yes! Money trees are non-toxic to cats, dogs, and humans, making them a pet-friendly houseplant.
Final Thoughts
The Money Tree (Pachira aquatica) is a fantastic choice for indoor plant lovers. With proper care, it thrives for over a decade, adding greenery and positive energy to your space. By following these care tips, your money tree will remain healthy, vibrant, and full of good fortune!
Do you own a Money Tree? Share your experience in the comments below!
Looking for more plant care guides? Browse our latest indoor gardening tips!
FAQ
How much light does a money tree need?
Money trees prefer partial shade or dappled sunlight, but they can also survive in low light. Avoid direct sunlight, which can burn the leaves.
How often should I water my money tree?
Water your money tree when the soil is completely dry. Water it until the soil is saturated, and then let the excess water drain away.
Can I grow a money tree outdoors?
Money trees can be grown outdoors in warm climates, but they can’t survive frost or cold temperatures.
How do I keep my money tree from leaning?
Rotate your money tree every time you water it to help it grow evenly and avoid leaning.
How do I check for pests?
Check your money tree for pests every month, especially under the leaves and near the joints where the leaves attach.
Is a money tree toxic?
No, money tree plants are not toxic and are safe for humans and pets.
How do I propagate a money tree?
You can propagate a money tree by putting its water roots in soil.
How do I prune a money tree?
You can prune your money tree to keep it healthy.
How do I repot a money tree?
You can repot your money tree when it needs more space.
